MyLoan

About the "MyLoan" App
"MyLoan" is the first loan mobile application in Hong Kong, providing a time-saving and convenient loan platform for borrowers and creditors; MyLoan website and MyLoan App provide information on at least 80 financial companies in Hong Kong for your reference. For personal loans, mortgages or various types of loans, as long as you use MyLoan, the turnover of borrowing money becomes easy and simple. After installing the Myloan App and successfully registering, you can apply for loans from different financial companies through your mobile phone; and after the loan application is approved, you will receive a notification immediately, so you don't need to look for a loan from a financial company.
No matter where you go, with MyLoan in hand, "loan" is easy! You wait!

Three main functions of "MyLoan"
1. Loan application: You can directly apply for a loan from your favorite financial company through your mobile phone
2. Notification reminder: After the loan application is successfully approved, you will receive a notification immediately
3. Credit report: Check your loan records and contribution information anytime, anywhere

"MyLoan" four major loan categories
1. Personal Loan
2. Mortgage
3. Corporate loans
4. Collateral Loans

Six Advantages of "MyLoan"
1. Submit application materials and documents in the App, no need to show up
2. Hundreds of financial companies to choose from
3. Repayment reminder when the loan is due
4. Instant update of credit records
5. Check credit records anytime, anywhere
6. Biometric authentication to protect privacy

Installment Loan Information
1. Repayment period: minimum 3 months and maximum 30 months
2. The actual annual interest rate: not exceeding the maximum of 48% determined by the "Money Lenders Ordinance"
3. Examples of loan-related fees (subject to change due to individual circumstances):
I. Loan amount: HK$10,000
II. Interest rate: monthly flat rate 1.1667%
III. APR: 25%
IV. Total number of sessions: 12
V. Calculation method of total loan interest: loan amount X monthly flat rate X number of installments
HK$10,000 X 1.1667% X 12 = HK$1,400
VI. Calculation method of total repayment amount: loan amount + total loan interest
HK$10,000 + HK$1,400 = HK$11,400
VII. Calculation method of monthly repayment amount: loan amount / number of installments
HK$11,400 / 12 = HK$950
4. Individual financial companies may charge related handling fees, which are subject to the final approval of the financial company.

About Softmedia Technology Co. Ltd.
Softmedia Technology Co Ltd is a company that develops computer software. It takes the lead in writing various new-generation software based on Web-based, including financial loan system, beauty system, course system, retail system, trade system, etc., to meet customers' needs with a professional attitude. need. With the rapid increase in the application of tablets and mobile phones, the company has also developed mobile phone applications to cooperate with the system, which greatly enhances the extensiveness and popularity of the system; even sitting at home or anywhere can use the system through the Internet.

MyLoan website: https://myloan.hk
Advice: If you borrow money, you have to pay it back, Mibiqian intermediary!